Samuel Asare MBA, CRPC, CMFC, CTP

Author Archive: Samuel Asare MBA, CRPC, CMFC, CTP

Samuel N. Asare is the senior strategist at Laser Financial Group, a regular columnist/commentator for various national and regional publications, author of Proven , Common-Sense Wealth Building blog, and four personal finance books. He holds an MBA and is a Chartered Retirement Planning Counselor, a Charted Mutual Fund Counselor, a Certified Treasury Professional, and a Certified Business Manager. To get more straight-forward retirement insights, visit LaserFG.com, or connect at facebook.com/LaserFG.

rss feed

Author's Website

Is Your Household Leaving This (up to $2,000) Tax Perk on the Table?

Is Your Household Leaving This (up to $2,000) Tax Perk on the Table?

One of the fiscal perks of the U.S. Tax Code is the Retirement Savings Contributions Credit (or Savers Credit), which basically pays a dollar-for-dollar non-recourse credit of up to $1,000 (or $2,000 for married filing jointly) to certain taxpayers for retirement savings. Obviously, this could be a pretty sweet deal for those who are eligible […]

Continue Reading

Your Advisor’s Good Intentions Just ISN’T Enough!

Your Advisor’s Good Intentions Just ISN’T Enough!

Let me begin by saying that I believe the vast majority of professionals in all fields – including finance – are great folks who desire to help their clients achieve the best results. Of course, you have the occasional Bernie Madoff, but that’s not the norm. However, if your advisor lacks expertise in a specific subject […]

Continue Reading

7 Piercing Questions Successful Retirement Investors AREN’T Afraid to Ask

7 Piercing Questions Successful Retirement Investors AREN’T Afraid to Ask

Happy New Year!! 2012 went by particularly fast for me, but I sure am certainly grateful to have “survived” 12.12.12. Anyway, may 2013 be a healthy and prosperous year for you and yours. I’m guessing one of the things you’d probably like to do this year is make sure that you’re on track with your […]

Continue Reading

“Celebrity” Financial Advice: Really Worth ALL the Hype?

“Celebrity” Financial Advice: Really Worth ALL the Hype?

In this day and age, when financial advice is pretty easy to come by, one could make the assumption – at least logically – that retirement investors should see an uptick in their success ratios, as far as hitting their financial targets. Yeah, I know. That’s not even close, in reality. Of course, many reasons […]

Continue Reading

Taxes, Politics, and Your Retirement Income

Taxes, Politics, and Your Retirement Income

At some point in the very near future, tax rates are likely to increase for all of us – rich, poor, and the famous middle class, alike. Okay, I must admit I’m not expecting everyone to agree with me on this one. For one thing, most of us don’t consider ourselves rich. Besides, politicians on both […]

Continue Reading

There’s a 3rd (Little-Known) Approach to Investing

There’s a 3rd (Little-Known) Approach to Investing

Many Americans are under the wrong impression that when it comes to accumulating retirement money, they have only two basic choices: (1) directly dabbling in the stock market or (2) using fixed-interest instruments like CDs or bonds. Obviously, investing in the stock market comes with the possibility of making a boatload of money, but also […]

Continue Reading

Rule of Thumb: A Good Way to Make Nonessential Estimates

Rule of Thumb: A Good Way to Make Nonessential Estimates

But a Terrible Way to Plan Your Retirement. So, how much income, as compared to today would you need in retirement? I know, I know. That’s such a basic question. But if that’s the case, then why do the vast majority of Americans think they’re doing fine until they actually retire? The simple answer: most […]

Continue Reading

Shattering the Myth of Stock Market “Recovery”

Shattering the Myth of Stock Market “Recovery”

From time to time, when investors whose nest eggs are invested in the stock market experience decreases in the value of their portfolios – by virtue of market drops -, many in the financial industry invoke the myth that investors needn’t fret because the market (and their investment portfolios) will recover from those “temporary” dips. […]

Continue Reading

FACT: There’s ABSOLUTELY NOTHING Wrong With the Stock Market

FACT: There’s ABSOLUTELY NOTHING Wrong With the Stock Market

Maybe this doesn’t apply to you, but it is an understatement to say that most retirement investors are worried – and nervous – because they just don’t know if the stock market is going or coming! If this generally describes you, know that I’d feel exactly the same way too (if not worse), if I […]

Continue Reading

FINALLY – An End to the Worry about Outliving Your Retirement Income

FINALLY – An End to the Worry about Outliving Your Retirement Income

Running out of income in retirement is the number one fear of American retirees – more so today than at any time in our history. But that is completely mind-boggling because – believe it or not – this issue is one of the easiest retirement worries to overcome. Really!  It is as simple as attaching an optional mechanism […]

Related Posts Plugin for WordPress, Blogger...

Continue Reading