FACT: There’s ABSOLUTELY NOTHING Wrong With the Stock Market

Maybe this doesn’t apply to you, but it is an understatement to say that most retirement investors are worried – and nervous – because they just don’t know if the stock market is going or coming! If this generally describes you, know that I’d feel exactly the same way too (if not worse), if I were in your shoes.

However, let’s face reality. The fact of the matter is that the stock market isn’t doing anything it’s not supposed to do. Sure, you may have wanted the market to do something else, but every investor who decides to dabble in the stock market must understand that the only realistic thing about the market is that it fluctuates – up and down.

So there always are (only) two possibilities: On the one hand, you can make a ton of money practically overnight, and on the other, you could end up losing everything, including your seed money. Being human, I would always prefer the first possibility – but no matter how much or how hard I hope, it still only amounts to hoping. As a certified instructor who’s trained hundreds of other financial practitioners, and after spending almost two decades helping clients retire successfully, the one thing I can tell you without any shade of doubt is that hope is not a strategy when it comes to retirement-income planning.

Here’s the truth you must understand. The strategy you’re employing – not the stock market – is the reason your investment is losing money, and it’s also the thing that’s making you nervous about your chances for a comfy retired life. The stock market is just one of the symptoms of the problem with your strategy.

I know everyday folks just like you who do not lose even a penny of their nest eggs’ values when the stock market dips, but make money – up to a certain cap – when the market increases. Their strategy doesn’t hinge their incomes on the hope that the stock market will go up, stay up, and continue to rise. They make money when the stock market does what it’s supposed to do – rise and fall. Let that sink in for a moment, and we’ll see if the light bulb is beginning to flicker to life.

At the end of the day, it all boils down to one question: Can you afford to keep investing the way you are right now – based on hope? Your financial advisor (and the media) are probably telling you to hang in there because “everyone” is pretty much in the same boat. Are you buying into that totally bizarre theory?

May I recommend that you speak with a team of professionals who can actually help you ensure that your retirement strategy does more than just HOPE for the best? If you’d like to learn more about a proven way to help guarantee your future retirement income, irrespective of what happens on Wall Street, you’re welcome to grab a totally complimentary copy of our recently released special report “SET FOR LIFE” at www.SetForLifeReport.com.

 Happy Retirement!

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Samuel N. Asare, is the senior strategist at Laser Financial Group, and a noted retirement-income planning expert. His straight-forward and superb ability to simplify often-complex strategies has made him a regularly featured expert in various print, radio, and television media. Samuel is the celebrated author of several personal finance books and the acclaimed Proven , Common-Sense Wealth Building blog.  His firm trains financial professionals on a variety of retirement-related subjects, and he regularly speaks to investors about how to retire successfully. Visit LaserFG.com, or connect at facebook.com/LaserFG for more practical insights.

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Samuel Asare MBA, CRPC, CMFC, CTP

Samuel Asare MBA, CRPC, CMFC, CTP

Samuel N. Asare is the senior strategist at Laser Financial Group, a regular columnist/commentator for various national and regional publications, author of Proven , Common-Sense Wealth Building blog, and four personal finance books. He holds an MBA and is a Chartered Retirement Planning Counselor, a Charted Mutual Fund Counselor, a Certified Treasury Professional, and a Certified Business Manager. To get more straight-forward retirement insights, visit LaserFG.com, or connect at facebook.com/LaserFG.

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